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Overland Park, Kansas
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Financial Peace University consists of a nine-week video curriculum taught by financial expert Dave Ramsey. It incorporates small-group discussion that encourages accountability and discipleship and teaches how to win with money, get out of debt, stay out of debt and build wealth.

You can take this course online if you can't come to our class.  Sign up today and get a special Coordinator's discount: CLICK HERE

This course is helpful for:

Young people and singles--Planning for the future is hard when you’re still paying for the past! Listen—there’s a better way!

Married couples and families--No more money fights! With Financial Peace University, you and your spouse will learn how to create (and stick to)  a budget, save for emergencies, and make a plan for the future.  This tends to draw you closer to each other and improve marriages.  Doesn’t that sound peaceful?

Stop believing the lies about getting out of debit!  Watch this!

Returning FPU Members:  If you have previously taken Financial Peace University Course or have an older membership kit please call the Ramsey Care Team at (888) 227-3223.  They will help you to update your workbook and/or renew your online membership.

What to Expect in the Financial Peace University Course:

Lesson 1:  Baby Step 1 is making a budget and saving $1,000 for your starter emergency fund.  To help you budget use the free EveryDollar budgeting tool.  Watch this and get tips on budgeting.  Then begin saving your $1,000 emergency fund.  Watch Easy Ways to Save Money by Rachel Cruze.  Additionally, here's a couple who can show you how they save 70% of their income.  Dave Ramsey recommends PureTalkusa to save money on your cell phone bill.  You can keep your same phone if you like.

Not enough income and need to make some more money? Watch this.

Lesson 2:  Baby Step 2 is paying off all debt (except the house) using the debt snowball. Debt is not a tool used to build wealth, and payments don’t have to be a way of life. It takes gazelle-intensity to get out of debt.  Watch How to Pay off Debt Fast.  Dave gives some more advice here. 

Lesson 3:  Baby Step 3 is saving 3–6 months of expenses in a fully funded emergency fund. The emergency fund is Murphy repellent. It keeps you from living in fear of the next emergency. Your emergency fund is insurance, not an investment! It prevents you from going back into debt.  Watch 11 Ways to Build up your Emergency Fund.  Here's another 30 ideas to make extra money.

Lesson 4:  Is an overview of Baby Steps 4, 5, 6, and 7.  Baby Step 4 is to invest 15% of your household income in retirement. Baby Step 5 is to save for your children’s college fund. Baby Step 6 is to pay off your home early. Baby Step 7 is to build wealth and give. You’ll do Baby Steps 4–6 in order, but at the same time. Here's how.  After that, Baby Step 7 is where you’ll have the most fun!

Lesson 5:  Is Buyer Beware!  There are a million marketing tactics trying to get at your money and bust your budget. You can have power over your purchases. Contentment keeps your stuff from owning you.  Review Dave's teaching. Rachel gives us 10 things people waste money on.

Lesson 6:  The purpose of insurance is simply to transfer risk—this is your defensive game plan. There are seven basic insurances you actually need.   Click on each item to get the details.

  1. Auto Insurance
  2. Homeowner's/Renter's Insurance
  3. Health Insurance
  4. Disability Insurance
  5. Long-Term Care Insurance
  6. Identity Theft Protection
  7. Life Insurance 

No exceptions and no excuses, everyone eighteen and older needs a written will.  Find out why

Lesson 7:  Investing doesn’t have to be complicated. Use the KISS rule: Keep It Simple, Stupid. Never invest in things you don’t understand. The best way to build wealth is slowly and consistently over time.  Chris Hogan gives us a great review here of retirement planning in his Investing 101.  

When you get to baby step 7 and are wondering just how much you should be putting away for retirement, Chris Hogan has a strategy for you.  He says, "Retirement isn’t an age. It’s a financial number. So, how much money do you need to live the retirement of your dreams?"
Find out with the Retire Inspired Quotient (R:IQ).

Lesson 8:  A house is the largest financial investment you will ever make. Here’s your home-buying plan: a 15-year fixed-rate mortgage with at least a 20% down payment, and monthly payments of no more than 25% of your take-home pay. When you pay off your home, you’re 100% debt-free!  Home is where the heart is!  But if you're not careful, expensive mortgage payments can make home where the stress is.  Keep your budget sane by following these home-buying guidelines:

  • Get a 15-year fixed-rate mortgage if you can't pay cash.
  • Put at least 20% down.
  • Make sure your monthly payments are no more than 25% of your take-home pay (this includes tax, insurance and PMI.)

Read: 6 Ways to Ace your First Home Purchase   And: When Do I Start Saving for a Downpayment?  If you already own a home, here's 7 easy ways to payoff your mortgage early!

Lesson 9:  God is a giver, and we best reflect His character when we give. God gave us money to manage—not own. God owns it all. When you live and give like no one else, you change yourself, your family tree, and your community.  Read more on Tithing and Giving.

About Or HaOlam


Or HaOlam teaches Jewish life in the Messiah of Israel. We are part of a world-wide movement of Jewish Congregations and people of all ethnic groups who follow Yeshua (Jesus) in the context of Jewish lifestyle and identity. We meet weekly every Saturday morning at 10 am.


Discovering Your Strengths and Passion

Do you want to know the difference between a passion and a hobby? Ken Coleman has the answer.



The Vision of Or HaOlam:

Working to bring Jewish people, and those grafted in, to their covenantal identity in Messiah.  Implies: 1.) Salvation through the Atonement of the Messiah; personal faith in the atoning death and resurrection of Yeshua; it's all about the King  2.) Covenantal identity of Jewish people, not replacement  3.) Restoration to Torah lifestyle  4.) Restoration/survival of the nation of Israel. (Covenantal identity, so Jewish believers don't assimilate.  Romans 11:15 "For if their casting Yeshua aside means reconciliation for the world, what will their accepting him mean?  It will be life from the dead!)

testimonial 2IAMCS

Or HaOlam Messianic Synagogue is an affiliate of the International Alliance of Messianic Congregations & Synagogues and a member of the Messianic Jewish Alliance of America.     MJAA